Pay Bills
Electricity, internet, cable TV, exam PINs and plenty more, settled in seconds.
All your payments in One Powerful App
Limitless Possibilities
Pay your bills, buy data and airtime, and turn unused airtime into real cash, all from one wallet.
Trusted by 0k+ users
- Buy Airtime
- Data Bundles
- Airtime2Cash
- Electricity
- Cable TV
- Betting
- Exam PINs
- eSIM
- Refer & Earn
- Buy Airtime
- Data Bundles
- Airtime2Cash
- Electricity
- Cable TV
- Betting
- Exam PINs
- eSIM
- Refer & Earn
Build your financial hub
Everything you need to manage your money, pay your bills and move value, all in one place.
Kobora Rewards
Bring your friends and family to Kobora and earn on every signup.
All in one wallet
Fund your wallet, pay your bills and manage everything you own from a single dashboard.
Crypto Trading
Sell Bitcoin, Ethereum and USDT to Kobora at our own rates, straight into your wallet.
Convert & Cash Out
Turn airtime into cash instantly and withdraw it to your bank.
Turn unused airtime into
real cash
Convert the airtime sitting idle on your line into money in your wallet, quickly, and at a rate you can see up front.
Get value from airtime you were never going to use
Fast, seamless transactions
Sell your crypto at Kobora rates
Trade Bitcoin, Ethereum and USDT straight with Kobora. You see the rate before you confirm, and the cash lands in your wallet, not on an exchange you then have to withdraw from.
₿Bitcoin BTC
♦Ethereum ETH
₮Tether USDT
Our own rates, shown up front, with no exchange spread
Paid into your Kobora wallet, ready to spend or withdraw
Explore endless possibilities with Kobora
For fast bill payments and smooth transactions, we have you covered.
Download App
What our users say
Download App“Kobora has made managing my everyday payments so much easier. I can pay bills, buy airtime and handle everything I need in one convenient app.”
Ayo BadmusUser, Ogun
“I love how easy it is to convert my excess airtime to cash on Kobora. The process is quick, straightforward and I always get a smooth experience.”
Bolanle DanielUser, Lagos
Download the Kobora app
Everything you need, in your pocket
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FAQ
What is Kobora?
A single app for the payments you make every month, airtime, data, electricity, cable TV, betting wallets and exam PINs, plus a wallet you can fund, spend from and withdraw to your bank.
How do I create an account?
Download the app, enter your email address and verify the code we send you. A phone number is optional, so you can be set up in under a minute.
How do I fund my Kobora wallet?
Transfer to the dedicated account number in the app, or use Top Up on your dashboard. Funds land in your wallet as soon as the transfer clears.
What is Airtime2Cash?
If you have airtime you are never going to use, Kobora buys it from you and pays the cash into your wallet. You see the rate before you confirm, and you can withdraw to your bank from there.
Which coins can I sell on Kobora?
Bitcoin, Ethereum and USDT. Pick the coin, see the rate we are paying, and confirm. The cash goes into your Kobora wallet.
How are your crypto rates set?
Kobora quotes its own rate rather than passing you through to an exchange, so there is no spread taken on top. Whatever rate you are shown before you confirm is the rate you get.
How quickly am I paid for crypto?
Once the transfer is confirmed on the network, the cash is credited to your wallet and you can spend it or withdraw it to your bank straight away.
Which networks and bills do you support?
Airtime and data on MTN, Airtel, Glo and 9mobile, alongside electricity, cable TV, internet, betting wallets and exam PINs.
How long does a withdrawal take?
Withdrawals go out to your bank as soon as they are approved and normally land within minutes. Delays are almost always the receiving bank rather than us.
Is my money safe?
Every transaction is protected by a transaction PIN, and you can lock the app behind Face ID or your fingerprint. Signing in from a new device triggers an emailed code and an alert showing the location and IP address.
Do I need to complete KYC?
You can start straight away. Verifying your identity raises your transaction limits, and you can do it from Account Status in your profile whenever you are ready.
What does it cost?
Creating and holding a Kobora account is free. Individual services carry their own rate, shown in the app before you confirm anything, there are no hidden charges.
Something went wrong with a transaction. What now?
Open the receipt in your transaction history and tap support, or email [email protected]. We answer around the clock and can trace any transaction by its reference.